by Ana Roque Realtor | Aug 24, 2023 | Tips
How long is a Verified Approval Letter good for? A Verified Approval Letter is typically associated with mortgage pre-approval in the context of the real estate industry in the United States. It’s provided by a lender after a thorough review of your financial...
by Ana Roque Realtor | Aug 18, 2023 | Tips
What is a seller credit at closing A seller credit at closing, also known as a seller concession or seller contribution, refers to an arrangement in a real estate transaction where the seller agrees to contribute a certain amount of money toward the buyer’s...
by Ana Roque Realtor | Aug 17, 2023 | Tips
How to buy a house with no money down and bad credit Buying a house with no money down and bad credit can be challenging, but it’s not impossible. Here are some potential strategies you could consider: Explore Government-Backed Loans: Some government-backed loan...
by Ana Roque Realtor | Aug 12, 2023 | Investment, Real State Agent, Tips
What are the 4 types of mortgage loans? There are several types of mortgage loans, and they can vary based on factors such as interest rates, payment structures, and loan terms. While there are more than four types of mortgage loans, here are four common ones:...
by Ana Roque Realtor | Aug 10, 2023 | Tips
5 Common Types of Mortgage Fraud & How to Detect Them Mortgage fraud is a serious crime that involves intentionally providing false or misleading information during the mortgage application process to obtain a loan or secure a property. Detecting mortgage fraud is...
by Ana Roque Realtor | Aug 3, 2023 | For sale, Investment, Tips
How do you know if someone is scamming you for a house? Detecting potential scams when dealing with real estate, particularly when buying or renting a house, is crucial to avoid financial losses and protect yourself. Here are some red flags and tips to help you...