Can You Get Business Loans Without a Bank Account?

Yes! Obtaining capital to invest in your business is absolutely possible, even if you don’t have legal immigration status or a valid SSN. Continue reading “How to Get a Loan Without a Bank Account: Use Your ITIN”

Loans for First-Time Homebuyers: How to Finance. Obtaining a mortgage is a crucial step in purchasing your first home, and there are several factors for choosing the most appropriate one. While the myriad of financing options available for first-time homebuyers can seem overwhelming, taking the time to research the basics of property financing can save you a significant amount of time and money. Continue reading “Loans for First-Time Homebuyers: How to Finance”

5 Reasons Why Winter Is the Best Time to Buy a Home. Everyone has their opinion on when the best time to buy a home is. Here are some reasons why the winter months might be the best time. Learn more. Continue reading “5 Reasons Why Winter Is the Best Time to Buy a Home”

Why It’s Important to Hire a Real Estate Agent.

When you’re selling your home it can be tempting to try and go it alone. Maybe you don’t want to work with a real estate agent to try and save some money, or you just think it won’t make much of a difference. There are a lot of people who do try to sell their homes on their own and when you’re watching the success stories on TV or reading them online it’s easy to think there’s nothing to it. Continue reading “Why It’s Important to Hire a Real Estate Agent”

Immigrant Guide to Purchasing a Home in the US.

Buying your first home is an exciting achievement, but the process can take longer and involve more steps if you’re an immigrant choosing to buy a home in the U.S. Aside from dealing with mountains of paperwork, when you’re a foreign national or resident alien looking to purchase a home in the U.S., you’ll need to understand residency requirements, visa restrictions and how mortgages and loans function. Continue reading “Immigrant Guide to Purchasing a Home in the US”

How to prequalify for a home loan as a first-time buyer.

What does it mean to prequalify for a home loan?

As you prepare to buy a home, you’ll likely come across the term “loan prequalification.” This is the first step in the mortgage process, where a lender provides a ballpark estimate of how much house you can afford.

Continue reading “How to prequalify for a home loan as a first-time buyer”