by Ana Roque Realtor | Jan 20, 2023 | Tips
5 Reasons Why Winter Is the Best Time to Buy a Home. Everyone has their opinion on when the best time to buy a home is. Here are some reasons why the winter months might be the best time. Learn more. Traditional home-buying wisdom holds that the spring and summer are...
by Ana Roque Realtor | Jan 13, 2023 | Tips
Immigrant Guide to Purchasing a Home in the US. Buying your first home is an exciting achievement, but the process can take longer and involve more steps if you’re an immigrant choosing to buy a home in the U.S. Aside from dealing with mountains of paperwork,...
by Ana Roque Realtor | Jan 12, 2023 | Tips
How to prequalify for a home loan as a first-time buyer. What does it mean to prequalify for a home loan? As you prepare to buy a home, you’ll likely come across the term “loan prequalification.” This is the first step in the mortgage process, where a lender provides...
by Ana Roque Realtor | Jan 10, 2023 | Tips
What is an FHA loan? A Federal Housing Administration (FHA) loan is a home mortgage that is insured by the government and issued by a bank or other lender. Unlike most conventional loans, the FHA doesn’t require a large down payment. You can put down as little as...
by Ana Roque Realtor | Jan 3, 2023 | Tips
Buying a House After Bankruptcy Is Possible: Here’s How. Roughly 1% of U.S. households file for bankruptcy each year, and many will be eligible to buy a home within 2 years of their bankruptcy discharge. Here’s why: 62% of bankruptcies are related to medical...
by Ana Roque Realtor | Dec 30, 2022 | Tips
How Much Do You Need For A Down Payment To Buy A House? If you’re considering buying a house, you might be wondering how much money you’ll need for a down payment. Here are the must-knows about down payments to help you decide what makes sense for your situation....
