by Ana Roque Realtor | Jan 10, 2023 | Tips
What is an FHA loan? A Federal Housing Administration (FHA) loan is a home mortgage that is insured by the government and issued by a bank or other lender. Unlike most conventional loans, the FHA doesn’t require a large down payment. You can put down as little as...
by Ana Roque Realtor | Nov 22, 2022 | Tips
When to refinance your mortgage. Like many homeowners, your monthly mortgage payment likely makes up the largest expense on your list of financial responsibilities. Although rates are rising, you might still be able to make your payment smaller if you consider an...
by Ana Roque Realtor | Oct 14, 2022 | Tips
7 Factors to Consider When Buying Your First Home. So, you’re in the market for buying your first house. Good for you! Purchasing your first home can be exhilarating, but it might be a bit intimidating, too. After all, this is almost certainly the biggest...
by Ana Roque Realtor | Oct 13, 2022 | Tips
What Is a Home Mortgage? A home mortgage is a loan given by a bank, mortgage company, or other financial institution for the purchase of a residence—a primary residence, a secondary residence, or an investment residence—in contrast to a piece of...
by Ana Roque Realtor | Sep 9, 2022 | Tips
Buying a Foreclosed House: Top 5 Pitfalls. Understand what the problems are before you buy. Buying a house in foreclosure is often touted as a way for both owner-occupants and investors to get a great deal on a property. However, the potential financial rewards are...