When to refinance your mortgage. Like many homeowners, your monthly mortgage payment likely makes up the largest expense on your list of financial responsibilities. Although rates are rising, you might still be able to make your payment smaller if you consider an important question: Should I refinance my mortgage? Continue reading “When to refinance your mortgage”

7 Factors to Consider When Buying Your First Home. So, you’re in the market for buying your first house. Good for you! Purchasing your first home can be exhilarating, but it might be a bit intimidating, too. After all, this is almost certainly the biggest financial move you’ve made thus far. But we can help. Here are seven key factors that can boost your know-how and confidence on your exciting journey toward home ownership. Continue reading “7 Factors to Consider When Buying Your First Home”

What Is a Home Mortgage? A home mortgage is a loan given by a bank, mortgage company, or other financial institution for the purchase of a residence—a primary residence, a secondary residence, or an investment residence—in contrast to a piece of commercial or industrial property. In a home mortgage, the owner of the property (the borrower) transfers the title to the lender on the condition that the title will be transferred back to the owner once the final loan payment has been made and other terms of the mortgage have been met. Continue reading “What Is a Home Mortgage?”

Buying a Foreclosed House: Top 5 Pitfalls. Understand what the problems are before you buy.

Buying a house in foreclosure is often touted as a way for both owner-occupants and investors to get a great deal on a property. However, the potential financial rewards are usually not arrived at without a significant amount of hard work. Continue reading “Buying a Foreclosed House: Top 5 Pitfalls”


10 Cheapest Places To Buy A House In Massachusetts. Massachusetts is a beautiful state that has so many amazing opportunities. Big cities like Boston are becoming very expensive to live in. Median home price in Boston has crossed 700K! So many people have been flocking to the small cities to take advantage of the incredible home prices. If you’re thinking about making a move to the east coast then have a look at some of the most affordable towns to buy a house in. Continue reading “10 Cheapest Places To Buy A House In Massachusetts”

Can FHA Loans Be Used for Investment Property? Low down payments and low credit score  requirements make Federal Housing Administration (FHA) loans an attractive option for homebuyers who might not qualify for a traditional mortgage. While this may be good news for some homeowners, real estate investors looking to take advantage of the benefits of an FHA loan may need to look elsewhere. That’s because the conditions of these loans restrict those who qualify. Continue reading “Can FHA Loans Be Used for Investment Property?”