What Is a Credit Score? A credit score is a number between 300–850 that depicts a consumer's creditworthiness. The higher the score, the better a borrower looks to potential lenders. A credit score is based on  credit history : number of...

  10 Reasons to Use Your VA Home Loan Benefits Since World War II, millions of military service members have become homeowners with the help of their VA home loan benefits. The U.S. Department of Veterans Affairs backs VA loans, which have lower credit score...

  4 Things I Wish I’d Known Before I Got an FHA Loan   1. You’re on the hook for mortgage insurance for the life of the loan Let’s get into the first thing you’ll have to factor in with an FHA loan: mortgage insurance. This is a payment that’s usually...

  Finding Your Dream Home!! The first thing you have to do is to get a Preapproval from a Loan Officer!! Getting preapproved for a mortgage is not the same thing as being “pre-qualified.” Pre-qualification is an initial screening that lenders typically offer home...

  Colonial Houses The most popular style of home in the Northeast is a colonial, mainly because it offers the most space and a traditional design. A typical colonial has a main hall with a living room and dining room in the front, opposite each other. In the back...