Finding Your Dream Home!!

The first thing you have to do is to get a Preapproval from a Loan Officer!! Getting preapproved for a mortgage is not the same thing as being “pre-qualified.” Pre-qualification is an initial screening that lenders typically offer home shoppers. It’s a cursory process: Prospective lenders ask about your debts, assets and income, and quote you a rate that you’d probably get if your answers turn out to be accurate.

Casa À Venda, Bancário, Construção, Negócios

Preapproval, however, requires you to complete an official mortgage application. You let a lender pull your credit score and check deeply into your financials. You’ll learn exactly how much you can borrow and roughly what your interest rate will be.

With a preapproval, you’ll get a letter from the lender saying that you’ve been approved for a mortgage up to a certain amount. When you make an offer on a home, this letter gives you an edge over buyers who have not yet applied for financing.

Fonte: Money Talks News

 

 

 

 

 

Let us join your journey of getting your dream house!

Call Today (617) 201-9188 Ana Roque – Realtor

209 West Central Street, Natick, MA


Ana Roque is a Brazilian Licensed Realtor at Re-Connect, LLC with 16+ years of experience in the Real Estate industry.

Ana speaks 3 languages (Portuguese, English, Spanish), Wife, Stepmom, Journalist, Event Director for the National Association of Hispanic Real Estate Professionals (NAHREP) Central MA Chapter.

Ana is a self-motivated, goal-orientated and focused on building her career with partners and develop leadership with excellence to her teamwork as a mission to create a legacy to her clients and children.

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Buyer’s agent | Listing agent | Short-Sale | Foreclosure | Rehab homes | Commercial R.E. 

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