Is 2021 a Good Time to Buy a Home?

Is 2021 a Good Time to Buy a Home?

Is 2021 a Good Time to Buy a Home? Buyer demand increased in 2020 as low mortgage rates made homeownership more affordable and appealing. But if you missed the boat in 2020, is 2021 a good time to buy a home? Here’s why it potentially is — and...
How much house can I afford?

How much house can I afford?

How much house can I afford? What factors help determine ‘how much house can I afford?’ Key factors in calculating affordability are 1) your monthly income; 2) cash reserves to cover your down payment and closing costs; 3) your monthly expenses; 4) your...
Refinancing can save you money or cost money

Refinancing can save you money or cost money

Refinancing can save you money or cost money Refinancing a mortgage means paying off an existing loan and replacing it with a new one. There are many reasons why homeowners refinance: To obtain a lower interest rate To shorten the term of their mortgage To convert...
How to identify mortgage fraud

How to identify mortgage fraud

How to identify mortgage fraud Avoiding fraud Unfortunately, during times of hardship people are often targeted by fraud artists. How to identify mortgage fraud During times of crisis, there is an increased risk of scams and fraud. There are many organizations that...