How Soon Can I Refinance My House? Depends on the original loan terms and the type of refinancing you seek. Expect to wait a minimum of six months and up to 24 months.

While mortgages can be refinanced immediately in certain cases, you typically must wait at least six months before seeking a cash-out refinance on your home, and refinancing some mortgages requires waiting as long as two years. Time limits depend on the nature of your original mortgage and the type of refinancing you seek. Continue reading “How Soon Can I Refinance My House?”