by Ana Roque Realtor | Feb 8, 2023 | Tips
Buying a House With Credit Card Debt. Yes, it is absolutely possible to buy a house with credit card debt. And by lowering your debt-to-income ratio before you apply for a loan, you may qualify for a better interest rate, too. It’s safe to say that a lot of...
by Ana Roque Realtor | Jan 3, 2023 | Tips
Buying a House After Bankruptcy Is Possible: Here’s How. Roughly 1% of U.S. households file for bankruptcy each year, and many will be eligible to buy a home within 2 years of their bankruptcy discharge. Here’s why: 62% of bankruptcies are related to medical...
by Ana Roque Realtor | Dec 28, 2022 | Tips
Will house prices go down in 2023? Depending on who you ask, the forecast for 2023 is mixed. Most experts in the housing industry predict less buyer demand, lower prices, and higher borrowing rates. Rate increases, along with a shortage of availability, have pushed...
by Ana Roque Realtor | Dec 21, 2022 | Tips
Will 2023 Be Your Year to Buy a Home? The quick answer? Maybe. Key points This year’s real estate market has been challenging for buyers. Things could take a turn for the better in 2023. Mortgage rates could come back down and you might improve your...
by Ana Roque Realtor | Dec 9, 2022 | Tips
Should I Remodel Or Move? After you’ve lived in your home for some time, you may realize it doesn’t have everything you need or want. Maybe it’s missing a playroom or first-floor laundry. Or perhaps it’s too small for your growing family. If you’re unsatisfied...