by Ana Roque Realtor | May 17, 2024 | Tips
What are the obligations of a home owner? Homeownership comes with various responsibilities and obligations. Here are some common ones: Mortgage Payments: If you financed your home with a mortgage, you are obligated to make regular payments to your...
by Ana Roque Realtor | Aug 12, 2023 | Investment, Real State Agent, Tips
What are the 4 types of mortgage loans? There are several types of mortgage loans, and they can vary based on factors such as interest rates, payment structures, and loan terms. While there are more than four types of mortgage loans, here are four common ones:...
by Ana Roque Realtor | Aug 2, 2023 | Investment, Tips
Can someone with an ITIN number get a mortgage? People with an Individual Taxpayer Identification Number (ITIN) were able to get a mortgage in certain circumstances. An ITIN is a tax processing number issued by the Internal Revenue Service (IRS) to individuals who are...
by Ana Roque Realtor | Jul 25, 2023 | Tips
What are red flags in a home inspection? During a home inspection, the inspector assesses the property’s condition and identifies potential issues or “red flags” that could indicate significant problems or safety hazards. While some issues might be...
by Ana Roque Realtor | Apr 7, 2023 | Tips
What is mortgage insurance and how does it work? Mortgage insurance is a type of insurance that protects the lender in case a borrower defaults on their mortgage payments. If a borrower defaults, the mortgage insurance will cover the lender’s losses up to a...
