When to refinance your mortgage. Like many homeowners, your monthly mortgage payment likely makes up the largest expense on your list of financial responsibilities. Although rates are rising, you might still be able to make your payment smaller if you consider an important question: Should I refinance my mortgage? Continue reading “When to refinance your mortgage”

Foreigners Getting Mortgages Without Social Security Number and FICO? Are you a foreign national in the process of getting a mortgage in the United States but don’t have an SSN? Or a foreign national with no credit history or FICO looking for a mortgage? Continue reading “Foreigners Getting Mortgages Without Social Security Number and FICO?”

Advantages of anFHA Home Loan. The FHA loan is the most popular government-backed home loan in the country. These low down payment loans are made by qualified lenders and guaranteed by the Federal Housing Administration (FHA). Continue reading “Advantages of an FHA Home Loan”

The top five things home inspectors look for. The home inspectors we interviewed agree that there are a few things that top their list of importance when it comes to home safety and performance. Continue reading “The top five things home inspectors look for”

When to Refinance Your Mortgage. Refinancing can save you money—or cost money. Refinancing a mortgage means paying off an existing loan and replacing it with a new one. There are many reasons why homeowners refinance: Continue reading “When to Refinance Your Mortgage”

The Pros and Cons of Prefab Homes. If you can’t find a house you want to buy you may be tempted to build your home yourself. In that case, you’ll need to choose between a stick-built house and a prefab home. Stick-built means your home is built the old-fashioned way, with a crew of workers on site for months raising the home and fitting it with plumbing and electricity. A prefab home, on the other hand, comes in pre-built parts.

Continue reading “The Pros and Cons of Prefab Homes”