MY BLOG
Are mortgage rates expected to drop in 2025?
Are mortgage rates expected to drop in 2025? Yes, mortgage rates are expected to decline modestly in 2025. Economic forecasts suggest that rates may trend downward to around 5.9% to 6.2% for a 30-year fixed mortgage by the end of the year, down from the current levels...
How much house can I afford?
How much house can I afford? What factors help determine 'how much house can I afford?' Key factors in calculating affordability are 1) your monthly income; 2) cash reserves to cover your down payment and closing costs; 3) your monthly expenses; 4) your credit...
Flip or Flop? 5 Common Fix and Flip Mistakes
Flip or Flop? 5 Common Fix and Flip Mistakes Flip or Flop? 5 Common Fix and Flip Mistakes. Be aware of these five common fix and flip mistakes that may push you over or under Flip or Flop? 5 Common Fix and Flip Mistakes. With the rise of fix and flip TV...
Buying A House Without A Real Estate Agent: What To Consider
Buying A House Without A Real Estate Agent: What To Consider Things To Consider When Buying A House Without A Real Estate Agent Buying a home without an agent can be more difficult than working with a professional. You’ll have a few added responsibilities if you...
Refinancing can save you money or cost money
Refinancing can save you money or cost money Refinancing a mortgage means paying off an existing loan and replacing it with a new one. There are many reasons why homeowners refinance: To obtain a lower interest rate To shorten the term of their mortgage To convert...
How to identify mortgage fraud
How to identify mortgage fraud Avoiding fraud Unfortunately, during times of hardship people are often targeted by fraud artists. How to identify mortgage fraud During times of crisis, there is an increased risk of scams and fraud. There are many organizations that...
8 Things you can do right now to prepare to buy a house
8 Things you can do right now to prepare to buy a house. Preparation is key in today’s housing market! Buying a home is a huge accomplishment, and an opportunity to put down roots and build equity. But with national inventory down almost 30%, the housing market...