MY BLOG
Can I get a loan in USA without SSN?
Can I get a loan in USA without SSN? Yes, it is possible to get a loan in the USA without a Social Security Number (SSN), though it can be more challenging. Here are some ways to qualify: Use an ITIN: Many lenders accept an Individual Taxpayer Identification Number...
Buying a house: A down payment of less than 20% will add PMI
Buying a house: A down payment of less than 20% will add PMI. Down payments & PMI: Typically, buyers put down 5 to 20% of the purchase price but this can be as little as 3%. Buyers putting down less than 20% are required to pay Private Mortgage Insurance (PMI)...
Why Massachusetts is considered a great place to live
Why Massachusetts is considered a great place to live. Is Massachusetts is a great place to live for many reasons, including: Education: Massachusetts is home to some of the best schools in the country, including world-renowned universities such as Harvard and MIT. It...
When to Get Homeowners Insurance When Buying a House
When to Get Homeowners Insurance When Buying a House. Buying a new house is exciting, whether you’re a first-time buyer or an experienced homeowner. Going through open houses or viewing homes for sale with a real estate agent offers the chance to see what...
Buying a House With Credit Card Debt
Buying a House With Credit Card Debt. Yes, it is absolutely possible to buy a house with credit card debt. And by lowering your debt-to-income ratio before you apply for a loan, you may qualify for a better interest rate, too. It’s safe to say that a lot of...
Seven factors that determine your mortgage interest rate
Seven factors that determine your mortgage interest rate. Your lender knows how your interest rate gets determined, and we think you should, too. Learn more about the factors that affect your interest rate. If you’re like most people, you want to get the lowest...
Top Ten Traits of a Real State Agent
Top Ten Traits of a Real State Agent. The world of residential real estate has many different players, including appraisers, home inspectors, property managers, contractors, bankers, mortgage loan officers, and government agencies, as well as prospective buyers...