MY BLOG
Why is a townhouse cheaper than an apartment and a house?
Why is a townhouse cheaper than an apartment and a house? The price difference between townhouses, apartments, and standalone houses generally comes down to factors like land ownership, building density, and shared responsibilities. Here's why a townhouse might be...
Why It’s Important to Hire a Real Estate Agent
Why It’s Important to Hire a Real Estate Agent. When you’re selling your home it can be tempting to try and go it alone. Maybe you don’t want to work with a real estate agent to try and save some money, or you just think it won’t make much of a difference. There are a...
Immigrant Guide to Purchasing a Home in the US
Immigrant Guide to Purchasing a Home in the US. Buying your first home is an exciting achievement, but the process can take longer and involve more steps if you're an immigrant choosing to buy a home in the U.S. Aside from dealing with mountains of paperwork, when...
How to prequalify for a home loan as a first-time buyer
How to prequalify for a home loan as a first-time buyer. What does it mean to prequalify for a home loan? As you prepare to buy a home, you’ll likely come across the term “loan prequalification.” This is the first step in the mortgage process, where a lender provides...
What is an FHA loan?
What is an FHA loan? A Federal Housing Administration (FHA) loan is a home mortgage that is insured by the government and issued by a bank or other lender. Unlike most conventional loans, the FHA doesn’t require a large down payment. You can put down as little as...
Buying a House After Bankruptcy Is Possible
Buying a House After Bankruptcy Is Possible: Here’s How. Roughly 1% of U.S. households file for bankruptcy each year, and many will be eligible to buy a home within 2 years of their bankruptcy discharge. Here’s why: 62% of bankruptcies are related to medical...
How Much Do You Need For A Down Payment To Buy A House?
How Much Do You Need For A Down Payment To Buy A House? If you’re considering buying a house, you might be wondering how much money you’ll need for a down payment. Here are the must-knows about down payments to help you decide what makes sense for your situation....