by Ana Roque Realtor | Nov 29, 2024 | Tips
Can I get a loan in USA without SSN? Yes, it is possible to get a loan in the USA without a Social Security Number (SSN), though it can be more challenging. Here are some ways to qualify: Use an ITIN: Many lenders accept an Individual Taxpayer Identification Number...
by Ana Roque Realtor | Nov 26, 2024 | Tips
Can an Illegal Immigrant Buy a House? Yes, an undocumented immigrant in the U.S. can buy a house. There are no federal laws prohibiting the purchase of property based on immigration status, and there are several paths they can take to acquire a home: Cash Purchases:...
by Ana Roque Realtor | Nov 22, 2024 | Tips
What are the biggest no-go, should not buy the house When looking at homes, there are some big red flags that usually indicate you should walk away. Here are a few of the major ones: 1. Foundation and Structural Issues Cracks or Uneven Floors: Significant foundation...
by Ana Roque Realtor | Nov 19, 2024 | Tips
How do you know when not to buy a house? Knowing when not to buy a house is just as important as knowing when to go for it. Here are key signs that may indicate it’s better to hold off or reconsider: 1. The Market is Overheated In a seller’s market with soaring...
by Ana Roque Realtor | Nov 15, 2024 | Tips
What happens when a buyer doesn’t have an agent? When a buyer doesn’t have an agent, they’re essentially unrepresented in the transaction, which can lead to both benefits and challenges. Here’s a breakdown of what that means in practice: Negotiations and...
by Ana Roque Realtor | Nov 12, 2024 | Tips
Are mortgage rates expected to drop in 2025? Yes, mortgage rates are expected to decline modestly in 2025. Economic forecasts suggest that rates may trend downward to around 5.9% to 6.2% for a 30-year fixed mortgage by the end of the year, down from the current levels...
