by Ana Roque Realtor | Feb 17, 2023 | Tips
Buying a house: A down payment of less than 20% will add PMI. Down payments & PMI: Typically, buyers put down 5 to 20% of the purchase price but this can be as little as 3%. Buyers putting down less than 20% are required to pay Private Mortgage Insurance (PMI)...
by Ana Roque Realtor | Feb 3, 2023 | Tips
Seven factors that determine your mortgage interest rate. Your lender knows how your interest rate gets determined, and we think you should, too. Learn more about the factors that affect your interest rate. If you’re like most people, you want to get the lowest...
by Ana Roque Realtor | Jan 31, 2023 | Real State Agent
Top Ten Traits of a Real State Agent. The world of residential real estate has many different players, including appraisers, home inspectors, property managers, contractors, bankers, mortgage loan officers, and government agencies, as well as prospective buyers...
by Ana Roque Realtor | Jan 24, 2023 | Tips
Loans for First-Time Homebuyers: How to Finance. Obtaining a mortgage is a crucial step in purchasing your first home, and there are several factors for choosing the most appropriate one. While the myriad of financing options available for...
by Ana Roque Realtor | Jan 20, 2023 | Tips
5 Reasons Why Winter Is the Best Time to Buy a Home. Everyone has their opinion on when the best time to buy a home is. Here are some reasons why the winter months might be the best time. Learn more. Traditional home-buying wisdom holds that the spring and summer are...