by Ana Roque Realtor | Feb 2, 2024 | Tips
Do banks require mortgage insurance? Banks typically require mortgage insurance in certain situations, but it depends on the specific circumstances of the mortgage and the borrower. Mortgage insurance is generally required when the borrower’s down payment on a...
by Ana Roque Realtor | Jan 30, 2024 | Tips
Can a person with an ITIN number get a mortgage loan? Individuals with an Individual Taxpayer Identification Number (ITIN) could potentially qualify for a mortgage loan, but the process might be more challenging compared to those with a Social Security Number (SSN)....
by Ana Roque Realtor | Jan 26, 2024 | Tips
10 Reasons to Work With a REALTOR Working with a REALTOR (a member of the National Association of Realtors in the United States) can offer numerous advantages when buying or selling. Here are 10 reasons to consider working with a REALTOR: Expertise and Education:...
by Ana Roque Realtor | Jan 23, 2024 | Tips
Is it more worth a house in a gated community or an apartment? The decision between buying a house in a gated community or an apartment depends on various factors, and what might be more worthwhile for one person may not be the same for another. Here are some factors...
by Ana Roque Realtor | Jan 12, 2024 | Tips
Who Pays Real Estate Fees? The payment of real estate fees is typically negotiated between the seller and the real estate agent. In a traditional real estate transaction, the seller is responsible for paying the real estate agent’s commission fees. The...