by Ana Roque Realtor | Feb 27, 2024 | Tips
Do I Need a Permit to Structurally Modify My Home? In many jurisdictions, you typically need a permit to make structural modifications to your home. Structural modifications involve changes to load-bearing walls, foundations, roof structures, or other elements that...
by Ana Roque Realtor | Feb 13, 2024 | Tips
Will 2024 be a better time to buy a house? “The housing market is off to a good start this year, as consumers benefit from falling mortgage rates,” said NAR chief economist Lawrence Yun in the association’s December pending home sales report. NAR forecasts that...
by Ana Roque Realtor | Feb 9, 2024 | Tips
What are the rules for foreigners buying property in the US? Foreigners can generally buy property in the United States, but there are specific rules and considerations to be aware of. Keep in mind that real estate laws can vary by state, so it’s important to...
by Ana Roque Realtor | Feb 2, 2024 | Tips
Do banks require mortgage insurance? Banks typically require mortgage insurance in certain situations, but it depends on the specific circumstances of the mortgage and the borrower. Mortgage insurance is generally required when the borrower’s down payment on a...
by Ana Roque Realtor | Jan 30, 2024 | Tips
Can a person with an ITIN number get a mortgage loan? Individuals with an Individual Taxpayer Identification Number (ITIN) could potentially qualify for a mortgage loan, but the process might be more challenging compared to those with a Social Security Number (SSN)....