by Ana Roque Realtor | Jan 30, 2024 | Tips
Can a person with an ITIN number get a mortgage loan? Individuals with an Individual Taxpayer Identification Number (ITIN) could potentially qualify for a mortgage loan, but the process might be more challenging compared to those with a Social Security Number (SSN)....
by Ana Roque Realtor | Jan 16, 2024 | Tips
Is it better to get mortgage from lender or bank? The choice between getting a mortgage from a lender or a bank depends on various factors and individual preferences. Both lenders and banks offer mortgage options, and each has its advantages and disadvantages. Here...
by Ana Roque Realtor | Jan 12, 2024 | Tips
Who Pays Real Estate Fees? The payment of real estate fees is typically negotiated between the seller and the real estate agent. In a traditional real estate transaction, the seller is responsible for paying the real estate agent’s commission fees. The...
by Ana Roque Realtor | Dec 5, 2023 | Tips
What kind of insurance do you need with a mortgage? When you have a mortgage, several types of insurance can be beneficial or even required by lenders: Homeowners Insurance: Most mortgage lenders mandate homeowners insurance to protect their investment in case of...
by Ana Roque Realtor | Nov 15, 2023 | Tips
Is it hard for seniors to get a mortgage? Getting a mortgage as a senior can present some challenges, but it’s not impossible. Lenders typically consider several factors when evaluating mortgage applications, and age is just one of them. Here are some factors to...
