by Ana Roque Realtor | Jan 12, 2023 | Tips
How to prequalify for a home loan as a first-time buyer. What does it mean to prequalify for a home loan? As you prepare to buy a home, you’ll likely come across the term “loan prequalification.” This is the first step in the mortgage process, where a lender provides...
by Ana Roque Realtor | Jan 10, 2023 | Tips
What is an FHA loan? A Federal Housing Administration (FHA) loan is a home mortgage that is insured by the government and issued by a bank or other lender. Unlike most conventional loans, the FHA doesn’t require a large down payment. You can put down as little as...
by Ana Roque Realtor | Dec 13, 2022 | Real State Agent
7 benefits you get when you use a Realtor to sell your home. In the age of Zillow, Trulia, and Redfin, it’s easy to assume that you don’t need a Realtor to help you sell your home. And the truth is, you may not actually need a Realtor. That said, a...
by Ana Roque Realtor | Dec 6, 2022 | Tips
How Soon Can I Refinance My House? Depends on the original loan terms and the type of refinancing you seek. Expect to wait a minimum of six months and up to 24 months. While mortgages can be refinanced immediately in certain cases, you typically must wait at least six...
by Ana Roque Realtor | Nov 16, 2022 | Tips
Foreigners Getting Mortgages Without Social Security Number and FICO? Are you a foreign national in the process of getting a mortgage in the United States but don’t have an SSN? Or a foreign national with no credit history or FICO looking for a mortgage? If so,...
