MY BLOG
Can you change your mind after accepting a home loan?
Can you change your mind after accepting a home loan? Yes, you can change your mind after accepting a home loan, but the process and consequences depend on your situation and the loan terms. Here are some possibilities: Right of Rescission(for Refinancing &...
5 Reasons Why Winter Is the Best Time to Buy a Home
5 Reasons Why Winter Is the Best Time to Buy a Home. Everyone has their opinion on when the best time to buy a home is. Here are some reasons why the winter months might be the best time. Learn more. Traditional home-buying wisdom holds that the spring and summer are...
Why It’s Important to Hire a Real Estate Agent
Why It’s Important to Hire a Real Estate Agent. When you’re selling your home it can be tempting to try and go it alone. Maybe you don’t want to work with a real estate agent to try and save some money, or you just think it won’t make much of a difference. There are a...
Immigrant Guide to Purchasing a Home in the US
Immigrant Guide to Purchasing a Home in the US. Buying your first home is an exciting achievement, but the process can take longer and involve more steps if you're an immigrant choosing to buy a home in the U.S. Aside from dealing with mountains of paperwork, when...
How to prequalify for a home loan as a first-time buyer
How to prequalify for a home loan as a first-time buyer. What does it mean to prequalify for a home loan? As you prepare to buy a home, you’ll likely come across the term “loan prequalification.” This is the first step in the mortgage process, where a lender provides...
What is an FHA loan?
What is an FHA loan? A Federal Housing Administration (FHA) loan is a home mortgage that is insured by the government and issued by a bank or other lender. Unlike most conventional loans, the FHA doesn’t require a large down payment. You can put down as little as...
Buying a House After Bankruptcy Is Possible
Buying a House After Bankruptcy Is Possible: Here’s How. Roughly 1% of U.S. households file for bankruptcy each year, and many will be eligible to buy a home within 2 years of their bankruptcy discharge. Here’s why: 62% of bankruptcies are related to medical...