Do I need a permit to build a second floor in my house in massachusetts?

Jun 17, 2025 | Tips | 0 comments

Do I need a permit to build a second floor in my house in massachusetts?

Do I need a permit to build a second floor in my house in massachusetts?

Yes, you definitely need a building permit to add a second story to your home in Massachusetts.

🛠️ Why a Permit Is Required

Under the Massachusetts State Building Code (780 CMR §110.0), any structural work—such as constructing, altering, or demolishing part of a building—requires a permit before starting work mass.gov+15lee.ma.us+15artisansrenovations.com+15.

Adding a second floor is not considered an “ordinary repair,” which is one of the few exemptions. Ordinary repairs are limited to non-structural tasks like painting, tiling, or carpeting.

Do I need a permit to build a second floor in my house in massachusetts?


✅ What You’ll Need

You’ll need a building permit, and likely additional permits associated with:

  • Electrical

  • Plumbing/Gas

  • Zoning (for height, lot coverage, setbacks, etc.)

  • Fire safety (e.g., smoke/CO detectors, structural compliance)

The exact application requirements vary from town to town—but generally include:

  • Detailed construction plans (floor, framing, foundation, elevations)

  • Certified plot plan (showing lot lines, distances, setbacks)

  • Energy compliance documentation

  • Contractor licensing documentation (Construction Supervisor’s License and Home Improvement Contractor registration)

  • Certificates of insurance and workers’ compensation

  • Fees based on project cost


🏛️ Zoning and Board Approvals

Before or alongside your building permit, you’ll need to check:

  • Zoning bylaws in your town—particularly height limits and lot coverage.

  • Whether your property is non-conforming or located in a historic/distinct zoning district.

  • If needed, apply for variances or special permits from your local Zoning Board of Appeals (ZBA) 

Some towns require these steps before submitting your building permit application.


✅ Step-by-Step Overview

  1. Review zoning rules for height, coverage, and non-conforming factors.
  2. Talk to your town’s Building Department for guidance, or consult a local architect or contractor.
  3. Submit engineered construction drawings, plot plans, and related documents.
  4. Apply for the building permit, plus any necessary electrical, plumbing, gas permits.
  5. Secure zoning variances or special permits, if your project doesn’t comply with existing bylaws.
  6. Undergo inspections during construction, then obtain final sign-off and a Certificate of Occupancy.

✅ Summary

  • You need a building permit for virtually any structural change, including adding a second floor.

  • Expect to gather detailed plans, hire licensed professionals, and submit additional permits related to trades and zoning.

  • The process is specific to your town—start by contacting your local Building and Zoning offices to get their official checklist and guidance.

Do I need a permit to build a second floor in my house in massachusetts?

Can you build another house on your property in Massachusetts?

Yes, you may be able to build another house on your property in Massachusetts, but it depends on local zoning laws, lot size, and use regulations. Here’s a breakdown:


✅ 1. Check Zoning Laws in Your City or Town

Each municipality in Massachusetts has its own zoning bylaw that dictates what you can build on your land. Key questions:

  • Is your property in a residential zone that allows multiple dwellings (e.g., two-family or multi-family)?

  • Does your lot size meet the minimum area required for more than one dwelling?

  • Are there setback, lot frontage, or open space requirements?

💡 Single-family zones usually prohibit building a second house unless it meets accessory or special criteria.


✅ 2. Options for a Second Dwelling

🏘️ A. Accessory Dwelling Unit (ADU)

  • Also called an “in-law unit” or “granny flat”

  • Typically allowed within or attached to the main home (some towns now allow detached ADUs)

  • Size and use restrictions apply (e.g., max 900 sq ft, only for family or rental)

🏠 B. Two-Family Conversion or New Duplex

  • If zoning allows two-family homes, you may be able to:

    • Convert an existing home

    • Build a duplex or second unit

  • Requires zoning compliance or a special permit if your lot is in a single-family zone

🏡 C. Separate Single-Family House

  • You’ll need a large enough lot to meet zoning requirements for two separate homes

  • Often requires subdividing your lot, which involves:

    • Approval from the Planning Board

    • Meeting frontage, area, and access regulations

    • Creating separate utilities and addresses


🛑 When You Can’t Build a Second House

You can’t legally build a second dwelling if:

  • Your zoning district only allows one dwelling per lot

  • Your lot is too small or lacks frontage

  • You are in a historic district, flood zone, or protected area with restrictions

  • You don’t get approval for a special permit or variance when required


📝 What to Do Next

  1. Contact your local Building or Zoning Department

2-Ask: 

  • “Is my property zoned for two dwellings?”
  • “Can I build an accessory dwelling unit or subdivide my land?”

3-Provide your property address or parcel number for a precise answer.


✅ Bottom Line

You might be able to build a second house in Massachusetts, but only if your property’s zoning, size, and location allow it. In most cases, you’ll need permits, site plan approvals, or even a zoning variance.