by Ana Roque Realtor | Jan 12, 2023 | Tips
How to prequalify for a home loan as a first-time buyer. What does it mean to prequalify for a home loan? As you prepare to buy a home, you’ll likely come across the term “loan prequalification.” This is the first step in the mortgage process, where a lender provides...
by Ana Roque Realtor | Jan 10, 2023 | Tips
What is an FHA loan? A Federal Housing Administration (FHA) loan is a home mortgage that is insured by the government and issued by a bank or other lender. Unlike most conventional loans, the FHA doesn’t require a large down payment. You can put down as little as...
by Ana Roque Realtor | Jan 3, 2023 | Tips
Buying a House After Bankruptcy Is Possible: Here’s How. Roughly 1% of U.S. households file for bankruptcy each year, and many will be eligible to buy a home within 2 years of their bankruptcy discharge. Here’s why: 62% of bankruptcies are related to medical...
by Ana Roque Realtor | Dec 30, 2022 | Tips
How Much Do You Need For A Down Payment To Buy A House? If you’re considering buying a house, you might be wondering how much money you’ll need for a down payment. Here are the must-knows about down payments to help you decide what makes sense for your situation....
by Ana Roque Realtor | Dec 28, 2022 | Tips
Will house prices go down in 2023? Depending on who you ask, the forecast for 2023 is mixed. Most experts in the housing industry predict less buyer demand, lower prices, and higher borrowing rates. Rate increases, along with a shortage of availability, have pushed...
by Ana Roque Realtor | Dec 21, 2022 | Tips
Will 2023 Be Your Year to Buy a Home? The quick answer? Maybe. Key points This year’s real estate market has been challenging for buyers. Things could take a turn for the better in 2023. Mortgage rates could come back down and you might improve your...
