by Ana Roque Realtor | Feb 17, 2023 | Tips
Buying a house: A down payment of less than 20% will add PMI. Down payments & PMI: Typically, buyers put down 5 to 20% of the purchase price but this can be as little as 3%. Buyers putting down less than 20% are required to pay Private Mortgage Insurance (PMI)...
by Ana Roque Realtor | Feb 14, 2023 | Tips
Why Massachusetts is considered a great place to live. Is Massachusetts is a great place to live for many reasons, including: Education: Massachusetts is home to some of the best schools in the country, including world-renowned universities such as Harvard and MIT. It...
by Ana Roque Realtor | Feb 10, 2023 | Tips
When to Get Homeowners Insurance When Buying a House. Buying a new house is exciting, whether you’re a first-time buyer or an experienced homeowner. Going through open houses or viewing homes for sale with a real estate agent offers the chance to see what...
by Ana Roque Realtor | Feb 8, 2023 | Tips
Buying a House With Credit Card Debt. Yes, it is absolutely possible to buy a house with credit card debt. And by lowering your debt-to-income ratio before you apply for a loan, you may qualify for a better interest rate, too. It’s safe to say that a lot of...
by Ana Roque Realtor | Feb 3, 2023 | Tips
Seven factors that determine your mortgage interest rate. Your lender knows how your interest rate gets determined, and we think you should, too. Learn more about the factors that affect your interest rate. If you’re like most people, you want to get the lowest...
by Ana Roque Realtor | Jan 27, 2023 | Tips
Can You Get Business Loans Without a Bank Account? Yes! Obtaining capital to invest in your business is absolutely possible, even if you don’t have legal immigration status or a valid SSN. Why do lenders require a bank account? It can be challenging to get a...